We’re committed to delivering honest wealth solutions in clear terms to help simplify your life while enhancing your well-being. Find the information you need to make an informed decision on pursuing an advisor-client partnership with our team at FORM Wealth Advisors.
Yes, the financial advisors at FORM Wealth Advisors act as fiduciary during our advisory relationship. As your financial advisor when acting in a fiduciary capacity we have a duty to only recommend investments and other solutions that are aligned with their client’s best interests. Be confident, knowing we have a duty of care and loyalty to consistently deliver honest wealth solutions, in clear terms, to help you live a better life.
We believe if we spend the time to build relationships like no one else will, we can manage wealth like no one else can.
In its simplest terms, we believe the greatest risk to your investment returns in both the short and long-term view is often your emotions. Thus, our greatest value will come not from attempting to outperform any market cycle or index, but rather working alongside you to help prevent your emotions from driving your investment decisions.
Yes, our process begins with you filling out the Get To Know You form as a basis for our first conversation. Once we receive your submission, we’ll follow up by setting an initial phone call to help us get acquainted and clarify expectations of what you are looking for in an advisor and how we may be able to help.
At FORM Wealth, you’ll be working with a team of advisory professionals who are experienced, credentialed, and understand that technical expertise means little unless you achieve the goals for which your wealth was built.
There’s harmony in a team and that’s why our Total Relationship Investing™ (TR Vest) is managed by a committee of experienced professionals with different backgrounds, degrees, and certifications – all with a desire to combine ideas and thoughts to best lead your planning and direct your investment portfolios.
The CERTIFIED FINANCIAL PLANNER™ Certification
Luke Kuchenberg and Tyson Ray hold the CFP® designation. The CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards that help them serve their clients' best interests today and prepare them for a more secure tomorrow.
The Certified Investment Management Analyst ® (CIMA®) Certification
Tyson Ray holds the CIMA® designation, which is administered by the Investments & Wealth Institute and taught in conjunction with the Yale School of Management. Certified Investment Management Analyst® (CIMA®) certification is the peak international, technical portfolio theory and construction certification for wealth management professionals. CIMA® certification continues to be one of the highest level of advanced investment education for client-facing advisors.
The Certified Private Wealth Advisor® (CPWA®) Certification
Luke Kuchenberg holds the CPWA® designation, which is also administered by the Investments & Wealth Institute and taught in conjunction with the University of Chicago Booth School of Business. This certification complements our investment expertise with a high degree of advanced planning knowledge and provides our clients with a holistic and multidisciplinary approach throughout the life cycle of their wealth.
The Certified Exit Planner (CExP®) Certification
Tyson Ray holds the CExP® designation, which is recognized by Business Enterprise Institute, Inc (BEI). This certification qualifies Tyson to assist business owners with the planning and deploying of an exit strategy as they prepare to sell or otherwise leave their businesses.
We're an independent firm and use Raymond James Financial Services to serve as the custodian of our client assets and the back office that processes all investment transactions, generates comprehensive account statements, and provides convenient online (desktop and mobile) access to our clients' accounts.
We're unique in the fact that many of us are CFP® professionals helping plan your life, and are also wealth managers who have discretionary authority to manage the money. We do it all for you so that you don't have extra layers of costs and fees.
Absolutely! Our team serves clients and their families both locally and across the country. You don't have to live near one of our offices for us to work together. We continue to utilize the latest technology to securely deliver both financial planning and investment management services.
In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part 2 as well as the client agreement.