Retirement Planning

A well-planned retirement allows for a transformation of lifestyle without the fear of depleting your savings.

Many of our clients have achieved success through business ownership, executive roles, or other career paths that lead to something different from the conventional definition of retirement. In those situations especially, it is vital to work with a team that has depth and breadth of expertise in the numerous facets of late-career transitions.

Through the following life services, we can help you to define the lifestyle you want after transitioning out of your current professional role, and to take all the financial steps necessary to reach and enjoy this new stage in your life.

  • Roth IRA Strategies
  • Traditional IRA Strategies
  • 401(k) Strategies
  • ROTH 401(k) Strategies
  • Retirement Timing Strategies
  • Social Security Strategies
  • Pre 59 1/2 Strategies
  • Business Succession Services
  • Retirement Plan Services
  • Retirement Income Strategies
  • Pension Income Strategies
  • 401(k) Withdrawal Strategies
  • IRA Withdrawal Strategies
  • Required Distribution Strategies

What's happening in your life today?

If you answer "yes" to any of the following questions, it may be time to speak with us about one of the retirement services above.

  • Have your retirement goals or targets changed?
  • Have there been any changes to your retirement savings or contributions?
  • Has your employer made any changes to your pension?
  • Have you changed course with respect to your business and your role within it?

Frequently Asked Questions

When should I start planning for retirement?

The sooner, the better! Retirement planning is something that should be started as early as possible. The more time you have to save up and invest, the better your chances of having a comfortable retirement. Preparing for retirement is an important process that should be an ongoing process throughout your lifetime. Whether you are 25 or 55, reach out to us to get started today!

Should I buy an annuity or invest in stocks?

There are pros and cons to both options, so it ultimately comes down to what is most important to you. If you want a guaranteed income for life, then an annuity may be the right choice. However, if you are looking for the potential for growth, investing in stocks may be a better option. Speak with one of our advisors at FORM Wealth to help you decide which option is right for you.

How can I make my retirement savings last?

There are a few things you can do to make sure your money lasts as long as possible. One is to invest in stocks or other assets that have the potential to grow over time. Another is to purchase an annuity, which will provide you with a fixed income for life. Finally, it may be wise to reevaluate your living expenses and identify areas where you can tighten your budget. Of course, you don't need to make these difficult decisions alone! Work with our dedicated team of advisors at FORM Wealth to create a tailored retirement plan that is customized to your specific needs and goals!

Contact Us for All Your Retirement Needs

Why FORM Wealth?

At FORM Wealth, we not only seek to help you answer the question, can I retire, but just as importantly, walk alongside you to help you navigate what’s next and your pursuit of living a better life. We make it our top priority to understand your unique position and to get to know you as an individual. We want to understand what is most important to you, and to help you design a customized savings plan to help you achieve that dream. We stand by you every step of the way and always put your best interest first. The first step is a simple introductory meeting to get to know one another. Don't wait, reach out to us today. We can't wait to get to know you!